EMPLOYEE SHARE OWNERSHIP SCHEME (ESOS)

Employees remain a key asset of any successful organization hence the need to attract and retain them. To attract and retain quality staff, companies offer some form of ownership to their employees. The ESOS is premised on this understanding and the need for firms to adopt strategies such as direct stock award to keep this important resource.

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GIVE BACK TRUST (GBT)

We are surrounded daily by people in our immediate community who cannot afford the basic needs of health care and education. This product creates an avenue for you to “give back” to the community in which you live. The Give Back Trust allows you to actualize your philanthropic desires without getting involved in the day to day activities which may be required.

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MERISTEM DIASPORA TRUST (MDIT)

A major challenge faced by most Nigerian living abroad is having a reliable and capable “person” in Nigeria that can coordinate and ensure that their investment instructions are carried out effectively. Often times, the so called “trusted” people to whom funds are remitted to in Nigeria either lack the capacity/skill to perform or divert it for personal use. Meristem Diaspora Investment Trust is aimed at ensuring that Diaspora Nigerians execute projects/investment of their choice in Nigeria successfully whilst still residing abroad.

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MERISTEM INHERITANCE TRUST (MIT)

Most people are too preoccupied with growing their wealth to make concrete succession plans. The result is that estates/assets which should pass on to generations are lost or at best inherited by those who ordinarily should not be beneficiaries while the families are torn by strife. Our Inheritance Trust is structured in such a way as to eliminate the strife, unending litigation, confusion etc most commonly associated with survivors of a person who dies leaving behind a Will or one who dies without any plans at all. It is a return generating gift.

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MERISTEM PHILANTHROPY TRUST (MPT)

We are surrounded daily by people in our immediate community who cannot afford the basic needs of health care and education. This product creates an avenue for you to “give back” to the community in which you live. The Meristem Philanthropy Trust allows you to actualize your philanthropic desires without getting involved in the day to day activities which may be required.

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THE KIDDIES EDUCATION ASSURED TRUST (KEDAT)

A major desire of an average parent is to ensure that his/her child gets the best education in a good institution either locally or abroad. One of the problems often faced is funding. It is common knowledge that saving towards realizing this desire is always very difficult in the face of other pressing financial needs worse still where such parent is incapacitated (loss of job, accident or death).

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WAREHOUSING TRUST (WHT)

Goods financed by Banks are often lost to pilfering, mismanagement, etc. Necessitating some extra comfort in addition to the collateral given by the customer. Our Warehousing Trust is aimed at providing this comfort while ensuring that the customer secures the much needed finance and that the Bank provides same.

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MULTI-PURPOSE TRUST (MPuT)

Many organisations resort to borrowing from banks to finance their various need. These facilities are usually granted by the banks when an acceptable collateral or asset is provided by the company. Often times a company will give as collateral an asset which value far exceeds the total credit being sought, thus locking down the asset with that bank. The Meristem Multi-Use allows a company to secure credit (up to the total value of the collateral) from more than one bank using the same asset as collateral.

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